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Saturday, 2 February 2019

EFFECT OF CYBER CRIME ON FOREIGN DIRECT INVESTMENT AND NATIONAL DEVELOPMENT IN NIGERIA



CHAPTER ONE
1.0 INTRODUCTION  
1.1 BACKGROUND OF THE STUDY  
The internet has become a valuable tool for governments, businesses, military, associations and individuals. Cyberspace is constantly evolving, so too is the threat of cyber crime on national security, prosperity and quality of life of the citizenry and the world as a global village. Just like governments of all sovereign nations, the government of Nigeria is committed to protecting Nigerians from the threat of cybercrime.
Cybercrime is generally defined as a criminal offence involving a computer as the object of the crime (hacking, phishing, spamming), or as the tool used to commit a material component of the offence (child pornography, hate crimes, computer fraud). Criminals can also use computers for communication and data storage.
The internet’s rapid diffusion and digitations of economic activities have led to the emergence of new breed of criminals. In recent years, economic, political and social impacts of these cyber criminals’ activities have received considerable attention. Individuals, businesses and government rightfully worry about their systems, network and IT infrastructure.
Considering the pattern of cybercrime, it is apparent that many underlying assumptions are flawed, unrealistic and implausible to explain with this novel form of criminality. The empirical record regarding cybercrime patterns and strategy to avoid and fight the crimes run counter to the functioning of the cyber world.
There are various ways to gain access to information in cyberspace. Attackers can exploit vulnerabilities in software and hardware. They can exploit security vulnerabilities by tricking people into opening infected emails or visiting corrupt websites that infect their computers with malicious software. They can take advantage of people who fail to follow basic cyber security practices, such as changing their passwords frequently, updating their antivirus protection on a regular basis, and using only protected wireless networks. At the turn of the 21st century, Nigerian internet penetration levels took a running jump. Whereas the number used to be less than 5% in 2002 – 2003, it stood at over 40% by the end of 2015 and the growth is only poised to accelerate. The advent of mobile telephones on the Nigerian market played a major role and continues to be a key driver in economic advancement.
The VSAT deployments that were once the only source of dependable internet connectivity has since been rendered quaint and antediluvian, compared to the untapped capacity of the undersea broadband cable that have been brought to the coast of Nigeria since 2009. As time wears on, competition and market forces continue to act on the industry, constantly nudging quality up and costs down for the average consumer.
However, the rise of the internet in Nigeria has come with an unintended consequence – global notoriety as a haven of cybercrime. Back in the 90s, fraud in the Nigerian society was popularly called 419 in reference to the criminal code that framed the criminal justice system in Nigeria. At the time, persons who were arrested in connection to that law were labelled ‘419’. Enforcement and a ponderous criminal justice system meant that the rampant practice of 419 was already a constant source of grief. Then along came the internet, shortly after which a number of tech-savvy cons successfully “exported” the 419 concept. While the popular 419 reference has since been extended to include cyber criminals, in Nigeria the name “Yahoo-Yahoo” is the most familiar informal usage that is employed to speak of people who perpetrate scams online.
1.1.1. Foreign Direct Investments (FDIs)
Foreign Direct Investments (FDIs) is an investment made by a company or entity based in one country, into a company or entity based in another country. FDIs differ substantially from indirect investments such as portfolio flows, wherein overseas institutions invest in equities listed on a nation's stock exchange. Entities making direct investments typically have a significant degree of influence and control over the company into which the investment is made. Open economies with skilled workforces and good growth prospects tend to attract larger amounts of foreign direct investments than closed highly regulated economies.
An investing company may make its overseas investment in a number of ways - either by setting up a subsidiary or associate company in the foreign country, by acquiring shares of an overseas company, or through a merger or joint venture.
1.2. STATEMENT OF THE PROBLEM  
Cybercrime and espionage cost the global economy upwards of 500bn annually and are the main contributors for dragging down economic growth across the world.  A study by the security firm McAfee and the Centre for Strategic and International Studies (CSIC) also revealed that the US, the world's largest economy loses about $100bn (€76bn, £65bn) from cyber crimes and espionage, including loss of key business data and intellectual property. In the US, the malicious activities are also resulting in the loss of as many as 500,000 jobs in connection with the loss of intellectual property and sensitive business information.
government agencies is a big business for perpetrators. These losses could just be the cost of doing business or they could be a major new risk for companies and nations as these illicit acquisitions damage global economic competitiveness and undermine technological advantage.
The report adds that costs are expected to rise further as the size and intensity of hacking continue to grow.  In a press release on cybercrimes, financial and geographic growth shows no slowdown during the Global Economic Crisis by Symantec one of the world's largest software companies, its Internet Security Threat report revealed continued growth in both the volume and sophistication of cybercrime attacks. Notable trends highlighted in this year's report showed the following:
·        An increase in the number of targeted threats focused on enterprises: Given the potential for monetary gain from compromised corporate intellectual property (IP), cybercriminals have turned their attention toward enterprises. The report found that attackers are leveraging the abundance of personal information openly available on social networking sites to synthesize socially engineered attacks on key individuals within targeted companies.
·        Attack toolkits make cybercrime easier than ever: Cybercrime attack toolkits have lowered the bar to entry for new cybercriminals, making it easy for unskilled attackers to compromise computers and steal information. One such toolkit called Zeus (Zbot), which can be purchased for as little as $700, automates the process of creating customized malware capable of stealing personal information. Using kits like Zeus, attackers created literally millions of new malicious code variants in an effort to evade detection by security software.

·        Web-based attacks continued to grow unabated: Today’s attackers leverage on social engineering techniques to lure unsuspecting users to malicious websites. These websites then attack the victim’s Web browser and vulnerable plug-ins normally used to view video or document files. Dramatic growth in the number of Web-based attacks targeted at PDF viewers; this accounted for 49 percent of observed Web-based attacks.

·        Malicious activity takes root in emerging countries: The report saw firm signs that malicious activity is now taking root in countries with an emerging broadband infrastructure, such as Brazil, India, Poland, Vietnam and Russia. These countries moved up the rankings as a source and target of malicious activity by cybercriminals. The findings from the report suggest that government crackdowns in developed countries have led cybercriminals to launch their attacks from the developing world, where they are less likely to be prosecuted.
1.3 THE OBJECTIVE OF THE STUDY
Nigeria as part of the nations classified under developing countries has benefited immensely from Foreign Direct Investments since the middle 1990's. It goes without saying that the country's economy in recent times have had advancements in Information and Communications Technology which can be seen in every facet of its industries. This growth has also attracted innumerable crimes which has directly and otherwise affected the influx of Foreign Direct Investments, especially in the form of Cyber crime.
Taking an in- depth analysis of the said subject matter, it is apt and of utmost interest to pose some questions that will enable us shed additional light for posterity sake. Has the increase in cyber crimes reduced the rate of Foreign Direct Investments? Is there a direct correlation between cybercrime and the reduction in FDI in Nigeria particularly in recent times? Can we say that the negative impact of cyber crime has in-turn decelerated National Development? This project is underpinned on the conceptual analysis of cybercrimes’ adverse effect on FDIs. It goes further to establish a nexus between cybercrime and technological advancement with a view to contextualise the answers in lieu of the objectives, and appraise the situation:
1. To comprehend how cybercrime is affecting and to what extent it has affected foreign direct investments in Nigeria
2. To study the factors or determinants that play vital roles in attracting FDI inflow in Nigeria and other African economies
3. To get acquainted with the current policy framework for foreign direct investment in Nigeria in the wake of cybercrime
4. To analyze what strategies Nigeria and African countries should follow to attract higher Foreign Direct Investments in future in the wake of cybercrime.

1.4 JUSTIFICATION FOR THE RESEARCH
The cost of cyber crime to any nation is enormous and can completely ruin the country's economy if the proper security strategies are not put in place. Foreign Investments into that economy can begin to dwindle. Several governments of the world are continuously carrying out research to improve their cybercrime attacks counter-measures. The Nigerian Government set up the cybercrime committee which formed the Nigerian Cybercrime Working Group (NCWG), so as to accelerate the implementation of its Cybercrime research efforts, the Nigerian National Assembly has also passed the Cybercrime Bill into law.
The impact to society has become unsustainable, considering the global economic crisis. It’s necessary to work together to avoid the costs the global community suffers, which we can no longer sustain. The risk of business collapse is concrete, due to the high cost for enterprises in mitigating counter measures, and the damage caused by countless attacks.
Cyber crime is the fastest growing crime in the world at large (Interpol, 2013) with millions of people being affected every day. The financial losses accruing from cybercrime fraud is doubling every year (Florence Tushabe, 2013). Yet, less than half of the cybercrime instances are reported to the authorities. This means that the situation is worse than it seems to be.
This research hereby tends to show Foreign Direct Investments and National Economic Development trends in Nigeria and how it's has been affected by Cybercrime.
1.5  LIMITATIONS TO THE RESEARCH
None was defined during this research.
1.6 SCOPE OF THE RESEARCH
The scope of this report was not restricted to the effects of cyber crimes on Foreign Direct Investments and National Development. To present a holistic view of the topic, the types of cyber crime, cyber terrorism and the Nigeria economy and how to combat cyber crimes are included in the report.
The research was carried out in Nigeria and spanned across 4 years from 2013 to 2016 and covered the following
·        Foreign Investments/Capital Importation by countries into Nigeria;
·        Foreign Investments by Nature of Businesses;
·        Foreign Investments by Location of Business in Nigeria;
·        Foreign Investments by type of Investments.
Data was obtained directly from Central Bank of Nigeria, National Statistics Bureau and other Nigerian Banks on their Foreign Direct Investments.






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