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Tuesday, 10 September 2019

BF EFFECT OF MARKETING RESEARCH ON PRODUCT MODIFICATION AND ACCEPTABILITY IN THE BANKING INDUSTRY

TABLE OF CONTENT
Title page                                                                       i
Certification                                                                   ii
Dedication                                                                      iii
Acknowledgement                                                                   iv
Table of content                                                             v
 CHAPTER ONE
1.1   Introduction                                                         
1.2   Statement of the problem                          
1.3     Research    questions                                
1.4     Significance of the study                            
          1.5     Objectives of the study                    
1.6    Hypothesis of the study                            
1.7    Scope of the study                                              
1.8    Definition of terms                           
1.9    Organization of the study                                    


CHAPTER TWO
LITERATURE REVIEW
2.1    Introduction
2.2    Objective of marketing research
2.3     Project processes and services offered by banks in Nigeria CBN
2.4     Product modification and acceptability
2.5     Effect of product modification on sales or cash
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2.6     Effects of failure to research
CHAPTER THREE
3.1     Research methodology
3.2   Sources and method of data collection
3.3    Research design
3.4    Population and sample of the study
3.5    Method of data analysis
CHAPTER FOUR
4.1     Presentation, analysis and interpretation of data
4.2     Findings
CHAPTER FIVE
Summary, Conclusion and Recommendations
5.1     Summary
5.2   Conclusion
5.3     Recommendation
Reference

CHAPTER ONE
1.1      INTRODUCTION
The fact that changes is inevitable in taste; style and desire for new things bring out the underlying factor of the need of continuous research in a product the result of product research is now being used in developing new products and modifying existing ones to ensure that the overall objectives of the organization are achieved.
The idea of product modification is to have a competitive advantage over competitors. Here product is modified to add new features that would expand the. Usefulness, safety and convenience which tend to make product unique. It is a strategy to out play your opponent. In the American financial firm, product is constantly subjected to modification having discovered that human beings prefer a convenience banking operation and their wants are unstable. That is why they came out with credit card, debit cared, on-line banking, money transfer, automated teller machine e.t.c.
The idea of products modification theory must be complemented by the theory of the market dynamic that provide guidelines as to the structure of the total market and the kind of new attributed to which the market is ready to respond. Organizations that are innovative always have something new for the market to complete for, before competitors start entering the market with similar of different products. They would have considered their investment.
On the other hand, product acceptability can be seen in the light of communication means put in place to ensure that the products modified are acceptable The advertising strategy and theme based on careful qualitative and quantitative research are carried through, in other forms of communication and all of the promotional activities that can play vital role in accepting the product.
Product modification like new product starts idea generations, which are the result of innovative idea. The process starts with searching for ideas. Since all idea cannot be adopted, there is need to solve idea through idea screening, in screening, the company must avoid the error of dismissing a good idea; organization can use different rating devices to ensure that right idea is adopted.
The stage of the concept development involves surveying idea to be developed into product. A product concept is an idea of a product an organization sees itself offering to the market. A product concept is an elaborated version of the idea expressed in meaningful customer's terms
Concept positioning is determined on how the product modified would be acceptable. That is what is the rating of such product modified would be acceptable. The new product has to be tested in term of quality, convenience and how the benefit which customers derived.
Concept testing calls for testing the concept with appropriate customer group. The idea of product testing determines how successful that products is the rate ate which product would be acceptable would be measured in product testing and test marketing; it enables the organization to have ideas of whether the product has met the condition acceptable to customers.
1.2      STATEMENT OF THE PROBLEM








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